Terms of Service

VentureDeck is a trading name of Target Consultants Limited, a company registered in England and Wales (“we”, “us”, “VentureDeck”). These Terms of Service (“Terms”) govern your use of the VentureDeck platform available at venturedeck.io and any associated services.

Questions about these Terms: legal@venturedeck.io

By creating an account or using the VentureDeck platform, you confirm that you:

• Are at least 18 years of age
• Have the authority to enter into a binding agreement on behalf of yourself or your organisation
• Have read, understood, and agree to these Terms and our Privacy Policy

If you do not agree to these Terms, you must not use VentureDeck.

You are responsible for maintaining the security of your account credentials. You must not share your login details with others or allow unauthorised access to your account.

You must notify us immediately at legal@venturedeck.io if you become aware of any unauthorised use of your account.

You are responsible for all activity that occurs under your account.

VentureDeck offers free and paid subscription tiers. Current pricing is published at venturedeck.io/pricing.

• Paid subscriptions are billed in advance on a monthly or annual basis
• All prices are exclusive of VAT; VAT will be applied where required by UK law
• Payments are processed by Stripe; your card details are held by Stripe and never stored by VentureDeck
• Subscriptions renew automatically unless cancelled before the renewal date
• You may cancel your subscription at any time; cancellation takes effect at the end of the current billing period
• Refunds are not provided for unused portions of a subscription period, except as required by applicable UK consumer law

You agree not to use VentureDeck to:

• Violate any applicable law or regulation
• Upload or transmit fraudulent, misleading, or unlawful financial information
• Reverse engineer, decompile, or disassemble the platform
• Attempt to gain unauthorised access to any system, data, or user account
• Transmit malware, viruses, or other malicious code
• Use the platform to compete with VentureDeck or to build a competing product
• Resell or sublicence access to the platform without our prior written consent

You retain all rights to the financial and business data you input into VentureDeck. By using the platform, you grant us a limited, non-exclusive licence to process your data solely for the purpose of providing the services to you.

We do not sell your data, share it with third parties for commercial gain, or use it to train AI models without your explicit consent. See our Privacy Policy for full details.

On account closure, you may request export of your data. We will delete your data from active systems within 30 days of a valid deletion request.

All intellectual property rights in the VentureDeck platform — including software, design, content, branding, and methodology — belong to Target Consultants Limited or its licensors. Nothing in these Terms transfers any intellectual property rights to you.

You retain full ownership of any data, financial models, or outputs you create using VentureDeck.

We aim to maintain high platform availability but do not guarantee uninterrupted access. We may carry out scheduled maintenance and will endeavour to give advance notice where practical.

We reserve the right to modify, suspend, or discontinue any feature or the platform as a whole with reasonable notice. Material changes to paid features will be communicated at least 30 days in advance.

VentureDeck is an information and decision-support tool only. Nothing on the platform, in its outputs, or in any communication from VentureDeck constitutes financial advice, investment advice, accounting advice, legal advice, tax advice, or any other form of regulated or professional advice.

VentureDeck is not authorised or regulated by the Financial Conduct Authority (FCA). The platform does not provide regulated investment advice within the meaning of the Financial Services and Markets Act 2000 or any related legislation.

All outputs produced by VentureDeck — including but not limited to financial forecasts, valuation estimates, business health scores, AI Copilot responses, benchmarking data, scenario models, pitch deck drafts, and investment readiness assessments — are:

• Generated automatically based solely on data you input and publicly available information
• Estimates and projections, not guarantees or predictions of future performance
• Not reviewed, verified, or endorsed by a qualified financial adviser, accountant, solicitor, or investment professional
• Dependent entirely on the accuracy and completeness of the data you provide — outputs will be unreliable if your input data is incomplete, inaccurate, or out of date
• Provided for informational and illustrative purposes only

You must not rely solely on VentureDeck outputs when making any material business or financial decision. This includes but is not limited to: seeking or accepting investment, issuing shares, taking on debt, making significant hires or redundancies, entering or exiting commercial agreements, or planning or executing a business sale or acquisition.

Before making any such decision, you should seek independent advice from appropriately qualified professionals, which may include (depending on the nature of the decision): a chartered accountant, an FCA-authorised financial adviser, a commercial solicitor, or a qualified business valuations specialist.

The AI Copilot and any AI-generated content on the platform may produce outputs that are incomplete, inaccurate, outdated, or unsuitable for your specific circumstances. AI outputs reflect patterns in data and do not constitute professional judgement.

Past business performance data entered into the platform is not a reliable indicator of future results. Financial projections and valuations produced by the platform are hypothetical and based on assumptions you control — actual results may differ materially.

The platform is provided “as is” and “as available” to the fullest extent permitted by law. We make no warranty that outputs will be accurate, complete, current, or fit for any particular purpose.

To the maximum extent permitted by the laws of England and Wales:

• We are not liable for any business losses, loss of profits, loss of revenue, loss of anticipated savings, loss of opportunity, loss of goodwill, or any indirect, incidental, special, or consequential losses arising from your use of the platform or reliance on its outputs
• We are not liable for any loss or damage arising from decisions you make — or do not make — based on information, forecasts, valuations, AI outputs, or any other content produced by the platform
• We are not liable for any loss arising from the inaccuracy, incompleteness, or unsuitability of outputs generated from data you have provided
• Our total aggregate liability for any and all claims arising out of or relating to these Terms or the platform shall not exceed the total fees paid by you in the 12 months immediately preceding the event giving rise to the claim

Nothing in these Terms limits or excludes our liability for: death or personal injury caused by our negligence; fraud or fraudulent misrepresentation; any liability that cannot lawfully be excluded or limited under English law.

If you are an individual consumer (rather than a business user), your statutory rights under applicable UK consumer protection legislation are not affected by these Terms.

You may terminate your account at any time from within your account settings or by contacting us.

We may terminate or suspend your account immediately and without notice if you materially breach these Terms, if we are required to do so by law, or if continued provision of service is no longer commercially viable.

On termination, your right to access the platform ceases immediately. Sections 6, 7, 9, 10, and 13 of these Terms survive termination indefinitely.

We may update these Terms from time to time. We will notify you of material changes by email or via in-platform notice at least 14 days before they take effect. Continued use of the platform after that date constitutes acceptance of the updated Terms.

These Terms are governed by the laws of England and Wales. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer resident in Scotland or Northern Ireland, you may also bring proceedings in the courts of those jurisdictions.